| Anticipated Return |
3.25% p.a. |
Earn up to an anticipated profit of 1% p.a. incremental on an annual basis for 10 years. |
3.50% p.a |
5.40% p.a |
3.25% p.a. |
Declared upon annual profit announcement |
Declared upon annual profit announcement |
3.50% p.a. |
| Specific Eligibilty Criteria |
No |
No |
No |
Not applicable |
No |
Emirati women only |
No |
No |
| Minimum Investment Amount (AED) |
AED1,000 |
200 AED |
2,880AED |
AED 100 |
AED 200 |
AED 1,000 |
100 |
AED 2,880 |
| Contribution Type |
Monthly |
Monthly |
monthly |
Monthly |
Monthly |
Monthly |
One time/Lump Sum |
Monthly |
| Period of Investment |
3-20 years |
10 years |
3-20years |
5 years |
3-18 years |
Open |
Open |
3-20 years |
| Profit Payout Frequency |
Monthly profit is included in the monthly payouts |
One-time profit is included in the final amount |
One time- Profit is included in the goal amount |
One-time profit is included in the final payout amount |
Semi-annual or Annual- Profit, included in the final payouts |
Annually |
Annually |
One-time profit is included in the final amount |
| Payout Period |
3-20 years |
1-10 years |
3-20years |
One-time after 5 years |
5 years |
Upon annual profit announcement |
Upon annual profit announcement |
3-20 years |
| Redemption Flexibility |
Any time with charges waived after 3 years |
Any time with charges waived after 3 years |
Any time with charges waived after 3 years |
Restricted |
Any time with charges waived after 3 years |
Any time with charges |
Any time with minimal charges |
Any time with charges waived after 3 years |
| Rewards Eligibility |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
| Good For… |
Earn Additional Income via Monthly Returns Automated monthly saving Long Term Plan Flexible Saving and Payout Period Options |
Grow their savings and achieve their savings goals Faster |
Parents building Millions for their children, Automated monthly saving, Long-term financial stability for their children, Flexible Saving Duration Options |
Specific Goal Based Saving Plan Automated monthly saving Entry into Rewards |
Education Saving Goals, Savings for Higher Education, Automated monthly saving, Long Term Plan, Monthly Returns, Flexible Saving and Payout Period Options |
Emergency Fund Savings Automated monthly saving Entry into Extra Rewards |
Easy to start with low amount Flexibile redemption Entry to Rewards Program |
One time goal achievement in Millions Automated monthly saving Long Term Plan Flexible Saving Duration Options |